Our wealth management process culminates in the implementation of a financial plan that seeks to target your financial objectives. Before we determine how we can help make your goals a reality, we must first look at your current positions. Your current positions may provide a solid framework to build upon, or they could represent a field of quicksand that you need to be pulled from. Either way, we begin the planning process by gathering extensive data from you. A thorough review and analysis of this data provides the basis for your financial plan.
The goals of analyzing existing positions include:
- To determine whether your current holdings match your risk tolerance
- To review your existing holdings with a mind toward possibly introducing alternative strategies
- To complement your existing positions
- To get to know your comfort level
- To understand your previous investment methodology
- To find out who influenced you to make previous investment decisions
- To uncover your buy/sell discipline
- To assess whether or not previously held assets were being compared to an appropriate benchmark or how investments were being monitored
- To identify any critically urgent problems that your portfolio poses
- To calculate the amount of income your portfolio is generating in relation to the amount you need
- To spot any problems concerning titling of assets
- To identify any issues with the beneficiaries listed
At its core, developing your financial plan requires us to define two key elements: your goals and your current situation. We build portfolios with a global capital markets perspective. Our customized approach allows us to manage for risk-adjusted returns and the tactical flexibility to capture values and opportunities as the financial markets shift. We stand by our clients through ever-changing market cycles.
